Lovingly maintained SML water access home in a prime location with one-level living, amenities galore and short-term rentable! Only 2 owners, spacious with 4 BRs, 2.5 BAs, thoughtful updates, and an oversized 3-car garage that is both heated and cooled. Situated on over an acre lot, the property also includes an adjoining, cleared 0.91-acre corner lot--bringing the total just over 2 acres. The additional lot alone has an approx. market value of $40,000. Neighborhood amenities include a community pool, pool house with showers, grills, picnic area, pickle ball courts, nearby boat launch and day docks - all for just $950 a year (both lots). The pool and boat storage area are within walking distance. Inside, the bright kitchen features white painted cabinetry, an island, built-in desk, eat-in dining area, and newer stainless-steel appliances--including a gas range with a built-in air fryer. The great room showcases vaulted ceilings, a cozy gas log fireplace, and an open dining area leading to a sizeable covered back deck--ideal for gathering and entertaining. With mature trees, the backyard setting is cozy and private. Other recent updates include LVP flooring in the primary bedroom and bath and brand-new LVP on the lower level. The expanded laundry room offers added functionality with a sink and folding counter. The septic system was pumped in 2025 and consistently maintained every 2-3 years. The exterior was repainted approximately 5 years ago. New well pump installed in 2020. The walk-out lower level is filled with natural light and opens to a covered patio through French doors. This level includes a spacious family room, a bedroom with a large walk-in closet and built-in bookshelves, and a half bath--creating an ideal private retreat for guests. There is ample storage space, including a workshop area, and room for a pool or ping-pong table for added recreation. Outdoor enthusiasts will appreciate the raised garden bed ready for planting and the unique 3-hole driving range. A security system with six exterior cameras provides added peace of mind. 30 amp hook up for a camper or RV.